Dependency insurance
| Introduced in 1999 this insurance is covered solely by the employee at a contribution rate of 1.40% of salary. There is also an allocation of some €140 million euros from the State. The insurance provides protection in the event of 'risk to life' by reimbursing fees paid for help provided to a dependent person living at home or in a nursing/care home. A person is considered to be dependent when 'owing to a physical or mental illness or a deficiency he/she has a regular need for assistance in the essential acts of life, e.g. bodily hygiene, nutrition and mobility'. |
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