All employees are automatically enrolled into the social
security system (sécurité sociale) by their employer,
and most of the benefits (such as healthcare) are
extended to the employee's family, i.e. spouse,
children and other family dependants living in the
household. Within a few days of enrollment youwill
be sen a form from the Cente Commun de la Sécurité
Sociale asking for details of all your dependants in order
that they can be included on your social security insurance.
You should complete and return this without delay. Your dependants
will then be sent their own social security number and card.
Contributions (which are automatically deducted from your salary) are paid
by both the employer and the empoyee and provide care in the following situations:
- Sickness/healthcare insurance (including dependents)
- Maternity benefit
- Pensions insurance/benefit (including retirement, invalidity and survivor)
- Family allowances
- Unemployment insurance/benefit
- Dependency insurance
Students coming to study in Luxembourg must register for social security at the Centre Commun de la Sécurité Sociale in order to obtain a social security number. Students aged eighteen or over and who are not insured in another capacity (or covered as co-dependents) must ensure they obtain insurance. The State will cover health insurance contributions for any student whose income does not exceed the minimum guaranteed income (as defined by law) until they turn thirty.
The offices of the Centre Commun de la Sécurité Sociale are open between 08.00 and 14.15 Monday to Friday.
European students (up to the age of thirty)
Please take with you a copy of your identity card or passport, a school certificate and a 'request form for charge to be taken of your health insurance' (demande de prise en charge des cotisations de l'assurance maladie par l'Etat (art 32) ).
Non-European students (up to the age of thirty)
Please take with you a copy of your complete passport, a school certificate and a 'request form for charge to be taken of your health insurance' (demande de prise en charge des cotisations de l'assurance maladie par l'Etat (art 32) ).
Please note: you must renew your request for charge EVERY semester and submit your school certificate and previous social security card with your renewal form.
Students over the age of thirty must apply for continued health coverage insurance (demande d'admission à l'assurance maladie) and pay a contribution of €84.80 per month.
Social security card
Once you are enlisted into the social security system you will be issued with a social security card (carte d'identification de la sécurité social du Grand-Duché de Luxembourg, this is sometimes referred to as the grey card. This card bears your name and social security number (numéro matricule). It is always useful to have your card with you as you will be requested to show it from time to time, e.g. when you first visit a doctor or order a prescription at a pharmacy.
On the rear side of the card is the European sickness insurance card (carte Européenne d'assurance maladie), which enables the holder to receive any medical attention that might become necessary during a temporary stay in another European country. This card replaces the old E111 and E128 certificates which were necessary to obtain if you needed to travel to another European country. The card bears details such as your name, date of birth and insurance numbers but contains no medical history.